Jean-François Sammarcelli is a graduate of the Ecole Polytechnique. He joined the Société Générale in 1974. He successively held various positions in the Paris branches of the Réseau France network until 1987. The main positions he held at Société Générale were as follows: in 1995, he became Director of Real Estate Affairs, in 2000 and 2001, he was appointed Director of Operations and then Chief Financial Officer of SG CIB. In November 2006, he became Head of French Retail Banking and a member of the Executive Committee. In January 2010, he became Deputy Chief Executive Officer & Head of French Retail Banking Networks and Chairman of the Board of Directors of Crédit du Nord. Since 1 September 2014, Jean-François Sammarcelli has been Advisor to the Chairman.